Car Loan: Little Secrets large percent of the word "credit" is so firmly established in our lives that some of them already can not imagine their existence without him. If two or three years ago, the primacy occupied consumer loans, it has recently gained great popularity car loans. Moreover, in our country to start a real "avtokreditny" Boom – statistics every third car is bought in today debt. Of course, certain advantages in that there are – no need to save for long-term dream, but as the saying goes, one flick of the wrist, sign the contract and suddenly get the keys to a brand new, for example, "pyatnashki" …. Or sign his own sentence? Here, in this and try to understand. Where to get car loan? Before a person wishing to take a car on credit, a dilemma: to design it in a bank or directly into the cabin. In fact, the big difference No – in dealer showrooms loans provide the same banks, but some differences do exist.
For example, banks can not deviate from the standard credit schemes: if the law of the interest rate can not be less than 9 percent per annum, the bank has to maintain it (in general, the interest rates on car loans ranged from 9 to 17 percent per year). Dealer same centers are developing in cooperation with banks special programs that provide favorable conditions: for example, a loan with no down payment, or significantly understated the interest rate. Debt payment is red in most cases, the more attractive loan terms, the more the likelihood that it has some trick.
" Also point out briefly the internal structure of the material claims, since it is an expression of will by the requiring some other procedural claim must have legal grounds, ie the requirement behind pretensioners, a subjective right to be invoked to substantiate the claim. Taking the example a lease whose term has expired, in which the lessee has not returned the possession, the landlord must bring an action for eviction for expiry of contract to ensure its recovery. In this application the rules of substantive law governing the enforcement of contracts, the terms agreed with them, and the right of possession, will be the legal basis for the claim procedure. On the other hand, apart from the legal argument, the claim must be based on the occurrence of a certain number of facts which any further accreditation through Evidential allow the claim in the application is declared unfounded. In this case it is the basis in fact. While there are processes in which this element of the claim does not exist, ie not There are disputed facts, this absolutely exceptional. In the above example given, the factual basis of the claim for eviction would be the occupation of land by the defendant, the existence of the lease, among others. Moreover, the procedural claim has a central element, this is Ela particular order, namely that, in the field of reality is what the pretender wants to be the alleged action or a statement of the court.
This element of the claim procedure is called a request, even though doctrine is often called also petitum or petitio. Even a sector of the doctrine identifies this request with what is called the subject of the claim. Based on the example of which we have been serving, the request would be made for the recovery of possession by the plaintiff. Settlement In court, judges should take into account Article III of the Preliminary Title Code of Civil Procedure, which states: Late Process and integration of the procedural rule. Article III. "The judge must address the specific purpose of the process is to resolve a conflict of interest or eliminate uncertainty, both legal relevance by delivering substantial rights, and that abstract goal is to achieve social peace in justice. If empty or defect in the provisions of this Code, must resort to general principles of procedural law and the doctrine and case law, in response to circumstances. In this sense, Victor Jaime Mollocondo Asillo, born in Junin Peru, lawyer by profession