Stiftung Warentest has almost not more to imagine the deals under the magnifying glass a life without checking accounts is included in today’s world. Mainly they are used, to manage payments and outputs. And of course to withdraw money from the vending machine. The savings bank has most ATMs in Germany the rest. Of course too cash-free payments. For this purpose, most shops are also well equipped.
With a credit card or an EC card you can pay easily in most cases. You might think all of this is already comfortable enough but in the future, it will be even easier without cash to pay. Currently work is underway, you can pay also with your mobile phone? You will find later the debit amount from the stores where they have paid with the mobile on their mobile phone bill. It remains to be seen whether this system will prevail against the EC and credit cards. Now many banks offer free checking accounts in Germany. For the consumer is it in most cases hard at the wealth of offers to find a free account, without any additional charges.
This would mean that they would have to look at all offers of banks as consumers. But it’s also easier to happiness. Stiftung Warentest has examined 77 offers from banks and savings banks for you overall? Stiftung Warentest advises consumers to consider in advance exactly what they need in a checking account services and what not. For example, you should know if you require a free credit card. If you are already a little older, it could be advantageous if close to their place of residence a contact person of the Bank. So that they can contact the Bank in contact problem immediately. In the test of Stiftung Warentest, exactly eight offers were completely free of charge. If you want to learn more about it, we recommend to visit them once the Stiftung Warentest.