TARGOBANK change conditions at the instant credit as the TARGOBANK has already announced, the very lucrative and especially credit-independent fixed rate for maturities between 18 and 84 months will be replaced by a credit-dependent rate. Further maintain the very attractive fixed rate is 3.45% effectively per annum, there for the 12-month period. Longer run times from 18 months an initial interest rate is used for p.a. of 5.29%, which then geared to the creditworthiness of the borrower and can be up to 9.99% p.a. effective. This condition adjustment for consumers who have a very good credit rating as a result of the income and family situation is positive.
The higher also the interest rate the own credit however becomes worse, increases, because the banks charge a risk premium. A fixed interest rate of individuals is therefore aiming for, who can present a not-so-good credit. All consumers who choose only a term of 12 months, can be more than p.a. offers a quite respectable annual percentage rate of 3.45%. However, the opportunity to take time with the first installment of 30 days is also set. Persists the option of the first installment remains however only after 59 89 days.
Who has the Christmas shopping ahead and is in search of a reasonable and transparent funding, should hurry up. To highlight is that the TARGOBANK credit to no purpose is bound and therefore not only as rates – or instant credit can be used, but also as a car loan, holiday loan, personal loan, or officials credit. The minimum loan amount is 1,500 euros, so that the loan can also be used as micro-credit. Compared with the micro-credit under kreditvergleich.html the TARGOBANK is one of the best providers.