Challenging Economic Environment

Provisions of the law on compulsory motor tpl insurance direct damages and for forming the small accident without the participation of police officers will act only in respect of those contracts to be concluded on 1 March 2009, said at a press conference on 26 February, representatives of the Russian Union of Insurers (RSA). Head of Department Evroprotokola sar Andrew Yuriev explained: in order to use direct settlement, policy osago, issued no earlier than March 1 must have a victim. Before you use Evroprotokol (Simplified design of accidents), it is necessary to ensure that contracts for mandatory "", concluded on 1 March, are both participants in the accident. The law does not clear guidance on what policies are subject to innovation. In this regard, pca has consulted, in particular, with MPs and government agencies, but a consensus was not reached. February 25 Union has an opinion on this issue of the Institute of Legislation and Comparative Jurisprudence under the Government of the Russian Federation, said at a news conference, Vice-President Andrew Baturkin sar. According to him, the institute concluded that the extension of the new standards only for those contracts to be concluded with the March 2009 Andrew Baturkin added that before buying a policy of mandatory ", car owner came mainly out of convenience acquisition policy, not thinking about what will happen with the insurer of its liability, since the accident to contact with "their" company to the client now does not have to and he gets paid by the insurer culprit accident.

From March 1 citizens will consciously choose insurance companies, given the prospect of direct communication with them for insurance cases, says vice-president of Union. Head of the Committee on the methodology of X-ray Vladimir Kozlov, said that the gradual introduction of new systems in order to avoid osago "collapse, congestion problems, failures. In addition, the pca believes it will help alleviate another problem, which fear the market participants – splash fraud. Another argument in favor of gradual innovation Vladimir Kozlov called "challenging economic environment" against which the reform is implemented osago. According to the law on compulsory motor tpl insurance, the victim can apply for payment under the contract osago to his party liability insurer (use direct settlement) in the case of traffic accident injury was caused only property and at the same time, the accident occurred in involving only two machines whose owners have policies osago. Execute documents on the accident without the participation of police officers can be in when the damage only property, the accident occurred involving two vehicles funds, the owners of which have policies osago, and its circumstances do not cause controversy among the participants of the accident and fixed in a notice of an accident. With the simplification of the accident victim will be able to count on insurance payment of up to 25 thousand rubles.